an app to facilitate the declaration of joint findings

E-constat is an application launched by the Moroccan Federation of Insurance and Reinsurance Companies (FMSAR), to facilitate the declaration of amicable reports of traffic accidents. However, it will only be available from the observers. Details.

From 1 December, drivers will be able to report a major accident to insurance companies online! The Moroccan Association of Insurance and Reinsurance Companies (FMSAR) has announced that from this date the E-constat application will be operational in all Moroccan cities. It should be recalled that last February the Federation had launched a test period for the said application in the city of Casablanca as a pilot site. The launch of this new application should make it possible to dematerialize the paper accident report by generating an electronic report. The solution therefore makes it possible to use the same presentation and the same information found in the report in paper format.

In detail, this application, developed under the auspices of the FMSAR, is installed exclusively on the mobile phones of the inspectors, and it makes it possible to easily and quickly declare a material accident to the insurance companies. The union also notes that “drivers who do not use a ticket checker will continue to use the amicable paper report to report the facts and circumstances of a traffic accident resulting in property damage”.

As regards the reports prepared digitally by the reporting entities, an E-report certificate containing the report number and the vehicle registration number is provided to the insured to enable the download of the electronic report and to proceed with the notification of the claim to their insurance intermediaries (agents, brokers and direct administration offices belonging to insurance companies).

As a reminder, the E-constat application project was revealed for the first time on the occasion of the second edition of the Casablanca Insurance Meetings organized in 2015. During this flagship meeting of the insurance ecosystem, FMSAR and the French Association of Insurance Companies (FFSA) had signed a cooperation agreement for the dissemination of E-constat in Morocco.

Sanae Raqui / (with ECO Inspirations)

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