VIDEO – How will farmers be compensated after a climate disaster with crop insurance reform? Explanations through concrete examples in field crops, viticulture, tree cultivation and meadows.
In this video, Bruno Lepoivre, Deputy Director of the Agricultural and Prevention Market at Pacifica-Crédit Agricole, explains what will change for farmers with the insurance reform through concrete examples.
In practice, from 1 January 2023, all farmers must have designated a single point of contact to manage the risk management system that will be introduced on their behalf.
With this one interlocutor, farmers must choose for each crop group whether they want either a crop insurance contract or a subsidized grassland insurance or the national solidarity fund (FSN) carried by the state. The latter covers only 45% of losses beyond the 50% loss thresholds in arable crops and viticulture and 30% losses for tree cultivation and grassland. If, on the other hand, the farmer chooses a crop or grassland insurance contract, he receives compensation for 100% of the losses in addition to the selected deductible.
Compensation simulator
To simulate your compensations with this new reform after a climatic accident, Pleinchamp offers you a calculation tool, depending on whether you choose to subscribe to the new version of climate insurance or remain only eligible for the National Solidarity Fund (FSN) scheme.