lease, insurance, rent… Advice from Stéphane Plaza

What lease to sign, who pays what, what to do, what guarantee to take, Stéphane Plaza answers the questions that students ask themselves. First of all, where to find roommate offers? first track, start by contacting the former students of his future school in order to identify vacancies at the end of the year.

If there are no places in sight, post alerts on specialized sites such as,,,,, Without friends having the same student destination as your teenager, this one will have to join an existing roommate. The advantage: the organization will already be well established. The downside: it will quickly have to adapt to the habits and customs of the occupants who already know each other.

With a single lease, the total amount of the rent is divided either equally between all the tenants, either in proportion to the size of the rooms occupied. If each person has a lease, he pays the amount shown on his document. Note that since the entry into force of the ALUR law (Access to Housing and Renovated Urbanism), for shared accommodation located in an area subject to rent control, the total sum of the rents paid for each tenant cannot not exceed the amount of rent that would be charged to a single tenant.

If the rental rent is capped at 1,500 euros, the lessor cannot charge more than 500 euros per person in the context of a roommate for three, for example.

What type of lease to sign and what insurance?

You must choose between single-lease or multi-lease co-tenancy. In the first case, each of the joint tenants signs a single common lease. In the second case, each occupant has an individual and independent lease. If in the single lease, it mentions a solidarity clause, the joint tenants are bound for each other or the joint tenants have the obligation of all. The other occupants deemed jointly and severally will then have to honor the part of the rent of the bad payer if there is one.

For a single lease, you must take out home insurance for your teenager –otherwise, it is the lead roommate who takes care of it – and then re-invoices all the occupants. In the context of a single lease, the leave of one of the occupants does not terminate the lease. The leaving party remains liable to pay the rent if the contract includes a solidarity clause, and this up to six months after his departure. Unless a newcomer takes his place in stride.

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