are euro funds essential to state finances?

The major advantage of funds in euros is to guarantee the capital. Just a few nuances. Credit: DURAND FLORENCE/SIPA DECRYPTION – A major creditor of the State, funds in euros are just as useful to savers. It’s always the same tune. With each government imagining to reform the taxation of life insurance, insurers are crying … Read more

Crédit Mutuel and Allianz join forces

Assurances du Crédit Mutuel and Allianz France announced on Friday in a joint press release a partnership to offer products to companies, in particular to farmers, to the chagrin of the self-employed who distribute contracts and fear competition from banks. Concretely, with the exception of Arkéa, the Crédit Mutuel banks, of which one in three … Read more

How to insure and secure your family home?

OUR ADVICE – A secondary residence is not insured like a main residence, especially if you have a large garden or a swimming pool. As strange as it may seem, if you own your second home, there is no legal obligation for you to insure your home. But it is obviously preferable to be well … Read more

the Constitutional Council finds the e-merchant wrong

The Constitutional Council considered on Thursday “conform to the constitution“Provisions of the Commercial Code challenged by Amazon, certain commercial practices of which are denounced by Ilec, a professional organization which brings together the major brands of everyday consumption. “It’s a good decision, in line with what we expected“, reacted Daniel Diot, the secretary general of … Read more

Our 2022 list of the best life insurance companies

By Arnaud Saugeras Posted 36 minutes ago, Update 31 minutes ago Life insurance offers many advantages and benefits from very attractive taxation. fizkes / EXCLUSIVE – Bank, insurance, wealth manager, broker… Find out who offers the most efficient contracts, according to your wealth. Nearly €1,880 billion in total outstandings at the end of 2021! … Read more

Judicial liquidation of an Amazon carrier employing more than 600 people

The judicial liquidation of an Amazon logistics subcontractor employing more than 600 people in France was pronounced on September 5, we learned Thursday from staff representatives who denounce various “criminal offensesfrom the manager. The CSE (Social and Economic Committee) of Fast Despatch Logistics “makes the bitter observation today that the company’s accounts are at zero … Read more

Surge in sight for home insurance

By Daniele Guinot Posted 58 minutes ago, Update 58 minutes ago In France, bad weather has cost insurers 4.6 billion euros this year (here, in June, heavy rains flooded a street in Cap-Ferret). Benjamin Guillot-Moueix / Hans Lucas via Reuters Connect DECRYPTION – Several reinsurers no longer cover natural disasters. Houses will no longer be … Read more

How to get a mortgage without insurance?

DECRYPTION – Insurance, which is not compulsory, is an excellent way to protect yourself in the event of an accident in life, but it can weigh heavily when obtaining credit. In certain cases and for certain profiles, it is possible to dispense with it. It is the new pet peeve of bankers and brokers. Previously, … Read more

Life insurance: slight slowdown in July

The French still deposited more money than they withdrew on their life insurance in July, even if the differential was reduced compared to 2021, to 800 million euros, according to data communicated Monday by France Assureurs, the sector federation. In July 2021, net inflows thus amounted to 1.1 billion euros, i.e. 300 million more than … Read more

The French will be able to terminate their borrower insurance at any time

By Daniele Guinot Posted on 05/31/2022 at 7:13 p.m., Update on 05/31/2022 at 7:13 p.m. The expected gains from a change of insurer would be between 5,000 and 15,000 euros, on average, over the duration of the loan. 273446401/88studio – This reform, which comes into force on June 1, will strengthen competition between banks … Read more